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What You Should Know
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- Mortgage Pre-Qualification and Mortgage Pre-Approval are not the same.
- You don’t always have to put a min of 20% down.
- You don’t need to have perfect credit to qualify for a mortgage, but the higher your credit score, the better your rate!
- There are ways to boost your credit score!
- Owning a home is more affordable than you think!
- There are many different Mortgage Options available for all kinds of credit scores, budgets, down-payment amount, employment, etc.
- The property type needs to be considered.
- Mortgages require collecting financial information before approving you for a loan.
- Closing costs need to be factored in.
- Mortgage payments must fit in your budget.
- You should always look into your loan options and get pre-approved before shopping for a home.
- There are many Do's & Don'ts during the Loan Process! Click here to find out more!