AVAILABLE 7 DAYS A WEEK - ANYTIME!

Mortgage Advantage Lending Celebrating 18 Years!
  • Home
  • Purchase
  • Refinance
  • Loan Options
  • What We Offer
  • What You Should Know
  • Do's & Don'ts
  • Understand Your Credit
  • PITI
  • More
    • Home
    • Purchase
    • Refinance
    • Loan Options
    • What We Offer
    • What You Should Know
    • Do's & Don'ts
    • Understand Your Credit
    • PITI
  • Home
  • Purchase
  • Refinance
  • Loan Options
  • What We Offer
  • What You Should Know
  • Do's & Don'ts
  • Understand Your Credit
  • PITI

Mortgage Lending Services


Get Pre-Approved Today

Welcome

Experience the exceptional service and personalized mortgage solutions that Alyson offers! She prioritizes her clients and dedicates herself in making your homeownership dreams a reality!

Find out more

Meet Alyson

I was born and raised in New Jersey and relocated to Florida in 1997. I currently reside in Weston, FL  with my husband of 23 years, our 2 amazing boys and our adored Maltipoo Coco!  I am passionate about serving my Clients and renowned for building strong and trustworthy relationships.  I go above and beyond for my clients, as well as my

I was born and raised in New Jersey and relocated to Florida in 1997. I currently reside in Weston, FL  with my husband of 23 years, our 2 amazing boys and our adored Maltipoo Coco!  I am passionate about serving my Clients and renowned for building strong and trustworthy relationships.  I go above and beyond for my clients, as well as my Realtor partners to provide a First-Class, Concierge Service while maintaining the highest level of professionalism, integrity, honesty, and transparency!  I offer personalized expert advice and tailored financing options while delivering a superior customer experience.  


My extensive background in finance of over 20 years allowed for a smooth transition into the mortgage world and I am blessed to be part of an incredible local lending company with over  18 years in business!  With direct wholesale pricing and access to hundreds of products, I am committed to finding the best financing options at the most competitive rates for each unique circumstance.  


Outside of being a Lender, you can find me on the baseball field watching my boys! I also love to cook, hang out by the pool and always up for entertaining but spending time my family and making lasting memories is most important to me! 

Whether you're purchasing a new home, refinancing your current one, or considering real estate investments, I will be there every step of the way throughout the entire loan process and committed to helping you achieve your homeownership dreams! You can expect a seamless and stress-free process as I am dedicated to making sure it remains smooth, simple and FAST! 

Information

Loan Options

Loan Options

Loan Options

One size doesn't fit all when it comes to mortgages. 


We offer many different Mortgage Options for each unique circumstance including all kinds of credit scores, budgets, down-payment amount, employment, investments etc.


CLICK BELOW TO SEE THE LOAN 

OPTIONS WE OFFER

Loan Options

Why Us?

Loan Options

Loan Options

At Mortgage Advantage Lending, we are happy to 

be celebrating our 19th year Anniversary and blessed 

to be able to serve our Clients while providing a 

superior concierge, customer experience. 


We not your average lender and are available 

7-days a week any time of day or night!  


CLICK BELOW TO LEARN MORE !

What We Offer

What You Should Know!

Understand Your Credit Score

Understand Your Credit Score

There are several things you should know 

before and during the Mortgage Process. 



CLICK BELOW TO LEARN MORE



Learn more

Understand Your Credit Score

Understand Your Credit Score

Understand Your Credit Score

Credit scores can range drastically. 

Learn what the ranges are, what they mean 

and what makes up your credit score. 

 

CLICK BELOW TO LEARN MORE



Learn more

Get-Pre Approved Today!

PURCHASING?

Click here to view the documents needed for a Purchase.

Documents Needed - purchase

REFINANCING?

Click here to view the documents needed for a Refinance.

Documents Needed - Refinance

Click here to apply for a Mortgage 

with our easy online application


APPLY NOW

Contact Me!

Mortgage Advantage Lending

2645 Executive Park Drive, Suite 123, Weston, FL 33331

AVAILABLE 7 DAYS A WEEK!

Send Message

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Cancel

Good to Be Home Magazine

Download PDF

Frequently Asked Questions

No, 20% is the standard down payment amount to avoid PMI, however we have many loan options and programs available with as little as 1% down and 0% down for VA and USDA loans as well as the FHA Disaster Victim Program!


This is a percentage of your loan balance that is added to your monthly mortgage payment if you put less than 20% down. This covers the lender if you stop paying your mortgage and default on your loan.  


This will automatically be eliminated once your outstanding balance reaches 78% of the original loan amount, however you can request this to be eliminated once your outstanding balance reaches 80%.


Yes, we can finance borrowers with as little as 580 credit score.


Most of the time, YES!  When renting, you are paying 100% interest and never have a chance to earn your money back. When you buy a house, you are paying toward owning the property outright and when your loan term is done, you will no longer have a mortgage to pay!  That will never happen if you rent.  Also, if you sell your home, you have the opportunity to make some money back!


You should get pre-approved before looking for a house. This is the first big step in your path to home-ownership.

  • It helps you determine your home buying budget.

                     - What you qualify for

                     - What your estimated payments will be

                     - What your down payment options are

  • It shows you're a serious buyer and your offer is more desirable.
  • It helps save time and helps you close faster by speeding up the process.


 Get Pre-Approved! 



No, we have many specialized loan options available for self-employed, investors and foreign buyers.


 Loan Options 



Local lenders are definitely the way to go!  Your local lender will provide you with a more personalized service and a more speedy response time as well as clarity and transparency. With an online mortgage service you are subject to communicating only through email or a call center. You as the borrower as well as the Realtor do not have direct access to a lender. This can lead to delays in the loan process as well as possible confusion to what conditions are actually needed for loan approval.    An experienced local mortgage advisor is just a phone call away to help you through the entire loan process which is not the case with most online lenders.  Your local lender also can handle more complex financial situations and help determine the best financing options for you.  Realtors also typically prefer their clients to use a local lender because it allows for a much faster closing and smoother transaction.


Closing costs generally include: 

  • Appraisal Fee
  • Credit Report Fee
  • Title Fees
  • Recording Fees
  • Inspection Fees
  • Loan Origination Fee
  • Prorated Property Taxes
  • Prorated Homeowners Insurances
  • Escrow Account - a fund that is set up to cover the costs of taxes and insurance



Points are money that gets paid upfront to lower the interest rate.


1 point is equal to 1% of the loan amount - so on a $500,000 mortgage, one point will cost $5,000.


DTI Ratio is your monthly expenses compared to how much you earn. 


The % of your gross monthly income (before taxes) that goes towards expenses. To get this rate, you divide your monthly expenses by your gross income.


What makes up your DTI?


INCLUDED

  • Housing expense - Mortgage (P&I), Property Taxes, Homeowner's Insurance, Mortgage Insurance (if applicable), HOA Fees (if applicable)
  • Student Loans
  • Credit Card Min Payments
  • Auto Loans
  • Personal Loans
  • Judgements, Child Support, Alimony


EXCLUDED

  • Food
  • Utility Bills
  • Entertainment
  • Medical Collections
  • Some expenses can be excluded if 10 months or less


Yes, two years after discharge for chapter 13 and four years for chapter 7 and 11.



Yes, there are many tax benefits associated with owning a home:


  • Mortgage Interest Deduction - you can lower your taxable income through this itemized deduction.
  • Real Estate Tax Deduction - varies by situation and location. 
  • Home Equity Loan Interest Deduction - can be deducted if you used these funds to pay for a home improvement.
  • Home Improvements - necessary home improvements can qualify as tax deductions.
  • Mortgage Points Deduction - if points are purchased to reduce your interest rate, you can deduct the cost of the discount points. 
  • Mortgage Insurance Deduction - you can deduct your MI on your itemized tax return.
  • Capital Gains Tax Break - for primary residence.
  • Home Office Deduction - if you operate a business and use this space exclusively for business.


*Check with your tax advisor for further guidance and for a full list of deductions and you can also learn more here   Tax Information for Homeowners. 



Copyright © 2025 Professional Mortgage Lending - All Rights Reserved.

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept